Timothy Armour Explains Why Warren Buffet Will Win Charitable Bet And Collect Big From S&P

Timothy Armour is standing behind Warren Buffett in his attempt to gain better returns on his investments than a group of hedge fund managers, and he is doing it by investing in the S&P 500 passive index fund, something most people say is impossible. Like Buffett, Tim Armour knows that it can be done and has the facts to back up Buffett’s claims.

The S&P is a low cost simple investment, but Mr. Buffett has been spending time investing from the bottom up, researching and analyzing companies so he can build a strong portfolio. This passive index investment strategy has its risks, it is volatile and unknown. It offers a way to invest at low costs, but requires much legwork. Being able to do better than the other investors during bad markets is one of the keys to growing a solid nest egg in the S&P.

Armour goes on to note that the average active fund has underperformed over meaningful lengths of time, but there are exceptions. In general, someone who invested $10,000 in the first S&P 500 index fund over 4 decades ago would have over $500,000 today. That is certainly a nice growth, but someone who invested the same amount in more active funds from American Funds would have gained considerably more money. Armour works for a firm that is 86 years old, combining their 18 equity funds, that amounts to about 653 years of investment experience. The Capital Group, Armour’s company, has averaged 1.47 percentage points annually above similar index benchmarks.

Armour currently serves as the Chairman, Director, and Principal Executive Officer for Capital Research and Management Company. He is also the Chairman and Equity Portfolio Manager for The Capital Group Companies, Inc. He began his career with a Bachelor’s Degree in Economics from Middlebury College before starting out in the professional world where he quickly climbed the corporate ladder. He has held board memberships with 3 companies, including AMCAP Fund.


Todd Lubar is a businessman who comes from Maryland in Bethesda. He has two children whom he loves very much. Besides spending time with his family, he loves traveling around the world when he has the time. Todd has developed himself over the years because of the commitment and passion he has in whatever he decides to do. His main goal is to make a better tomorrow and help all those who are around him. He has been in different industries such as in the real estate, commercial demolition and scrap metal recycling industries which is recognized around the world for its products. Currently he has a real estate company referred to as Legendary Properties.

This company is involved in rehabilitating and purchasing family properties. Also the company is into lending of money to individuals and companies. His involvement in this industry has helped him get into contact (toddlubar.com ) with experienced persons who have showed him techniques of building quality houses at affordable prices. He has traveled all over the country where has built family houses as well as business premises. Todd has had a sound relationship with banking institutions and this has made him able to borrow huge amounts of money for his business. His liquidity from the company is able to loan individuals who cannot acquire other lending facilities.

He has carried out very many transactions and this has enabled him have the knowledge of the risks, benefits and the decisions. He has to make in the industry so as to take his business to greater heights. Up to now he has gained a lot of experience in this industry and from this he has gained trust from his clients and they have referred their friends to him for the services. Todd has had good working relationship with his employees over the years. This has resulted in better productivity of the company. As a result of a good customer service his clients come out of the office satisfied, in terms of building houses he ensures that all the working conditions are adhered to and the quality of construction is maintained. To learn more, visit crunchbase.com.


The Career And Contributions Of Alexei Beltyukov To The Russian Economy

Alexei Beltyukov is now a famous and highly respected entrepreneur in the country of Russia. He grew up during the Soviet reign in Russia where the economy was a planned one and was full of inefficiency and failures.

Alexei went on to study a highly respected career in the field of medicine. He completed a medical program and became a licensed internal medicine doctor.

Alexei found work working as a government doctor in Russia but realized that the paltry salary paid to government doctors would be enough to provide for himself and his family.

So Alexei took a gamble and decided to apply to INSEAD Business College abroad in France. He was lucky that he got a full scholarship. Mr. Beltyukov graduated from INSEAD with a bachelors degree in business administration.

A CNN report shows that coming back home to Russia, Alexei Beltyukov realized that the Russian economy has tremendous potential, if only entrepreneurs were given the capital and support they needed to make the now free market economy in Russia thrive.

Alexei began working for some companies that dealt with Russian freight train traffic and later worked for a management company in charge of overseeing a portfolio of investments that included stake in actual companies. The railroad company that Mr. Beltyukov worked for was called New Brunswick Rail leasing and the management company was called A Ventures Ltd.

According to AdWeek, Alexei Beltyukov now invests his own money and provides guidance to young entrepreneurs and Russian startups through his angel investing company called Endemic Capital.

This firm has successfully invested in a number of Russian startups and has helped grow several more ones. Mr. Beltyukov is happy to give back and support the Russian entrepreneurial community because he knows himself how hard it can be to get on a footing in the Russian economy.

Alexei Beltyukov also serves as an economic advisor to the Russian economic ministry that is in charge of economic development, especially as it relates to entrepreneurship and small businesses. He also serves as vice president of the Skolkovo Foundation.

This is a government sponsored organization that spurs economic development in Russia through funding, tax incentives and networking.

Learn more about more Alexei Beltyukov:  http://www.eurohockey.com/player/67688-alexei-beltyukov.html

Doe Deere And The Creation Of Lime Crime Costmetics

Doe Deere is the founder and Chief Financial Officer or Lime Crime Cosmetics. To her cosmetics are all about what feels right in the moment and expressing that through freedom and self-expression. Deere, born in Russia and moving New York City at age 17, developed a line of cosmetics in 2008 that featured a line-up of cosmetics that were unique, colorful, and cruelty-free. Her company has now grown to have fans throughout the world who are attracted to Lime Crime Cosmetics bright, bold, and lively lipsticks, eye shadows, and nail polishes.

Deere has said that the idea for Lime Crime came about in 2004 when she was creating a do-it-yourself makeup line. She couldn’t find brands that were colorful and bright, even such a location as New York City. This inspired her to create her own brand which she modeled herself. She has also said that sometimes inspiration for new colors and features can take up to months to come to her, but once they do she moves quickly on developing the new product. She has also focused on eCommerce instead of brick & mortar stores. She was told that women wanted to try makeup on in person and her focus on eCommerce wouldn’t work but she disagreed. In order to women to know what the makeup will look like on them, she developed an “on-lip” lipstick swatch where you show them the color on actual lips instead of a piece of paper.

One piece of advice that Doe Deere imparts is to always trust your gut. She points out there will be times where you don’t have access to all of the information you need and so you have to rely on your instincts in order to move forward. She also says to treat your employees, partners, and vendors with the love and respect that they deserve. She believes she gets more accomplished by working with people and providing positive reinforcement than taking a heavy-handed approach.

With Lime Crime Deere has revolutionized makeup in a number of ways. In addition to the magical colors that form the basis of her line of makeups, they also are made at the highest standards for quality and performance. Lime Crime Cosmetics have also been certified Cruelty Free and Vegan by both People for the Ethical Treatment of Animals and Leaping Bunny.

To learn more, visit www.doedeere.com.



How CTRMA is Improving the Transportation System in Austin

The annual Williamson County Growth Summit was held last December at the Sheraton Georgetown Texas Hotel. The main topic of discussion at the summit was how the county would meet the transportation needs of the residents in the suburbs. The summit featured a panel of professionals in the transportation sector including Jared Ficklin who is a product designer at ArgoDesign, Mike Heiligenstein who is the Executive Director at CTRMA, and Leandre Johns who is the Texas External Affairs Director of Uber. The mayor of Round Rock Alan McGraw was the moderator of the panel.


Heiligenstein said that he was aware of the impact that autonomous cars would have. He cautioned against depending on them since the adoption rate was very slow. He stated that the suburbs would experience an influx of residents in coming years and the need to improve the capacity of the roads was high. He also called for the development of smart roads which would help to improve the driving experience.


Johns mentioned that ride-sharing apps such as Uber would deliver first and last-mile solutions for commuters. These apps could help people reach their destinations by covering the limitations of public transit. Ficklin advised policymakers to amend the building and land codes so as to ease the adoption of autonomous cars. This is because the parking garages for autonomous cars would be very different.


Mike Heiligenstein has served as the Executive Director of the Central Texas Regional Mobility Authority since it was founded in 2002. He worked as a public official in Williamson County for more than two decades before joining the authority. Mike Heiligenstein is currently the president of the International Bridge, Tunnel, and Turnpike Association. The authority was started to design and implement innovative transportation solutions in Williamson and Travis counties.


CTRMA developed the 183A road in Williamson County which was one of the first roads to incorporate an electronic tolling system. They also partnered with Metropia to develop a mobile app that recommends alternative routes to motorists. The app is integrated with the traffic system in the region. It analyses data to show which other roads commuters can use. There are approximately one million empty seats on cars in Austin each day. The authority realized that filling these seats would help in decongestion. That is why they partnered with Carma (a ride-sharing app) to encourage more people to carpool.

Christanna Bevin Shines as Project Manager

In the world of project management and construction, Christanna Bevin is one of the most feared individuals. She has worked to lift her name in meeting and exceeding the expectations of all her clients. In the past, Christanna Bevin has also worked to make this part of the season become a reality in this system. In business relationships, she is also considered as a prowess through her activities to develop beer business relationships and models in this business. Because of her experience in the industry, she has also worked to meet and exceed the expectations of all her clients in a manner which depicts the true nature of his business. For you to have your project completed within the shortest period, you might consider hiring one of the industry’s best project managers.


Because she has the experience and knowledge on how to delegate duties, Christanna Bevin has succeeded in this profession and become an icon of trust and endeavour. According to her vast skill level, she has the capability to get better business bureau and trust level which is unmatched in the industry. Because she can help any company spend the least time to complete a project, she is also one of the most sought assets by companies dealing in high-end project management capabilities. When it comes to actualizing a real project on the ground, most companies lack the expertise needed to develop project management to a level it deserves in any area of the directorate and expertise.


Christanna Bevin has the capability which most people lack. Time management is the only place where she has all her efforts fit. Because she is unmatched in the industry, she has worked to develop high-end facility management in a manner which has all it takes to develop solutions to companies in a better business bureau. Customers engage in increasing revenue management to create a solution to problems associated with project management. Because project management is one of the feared fields in the construction processes, Christanna Bevin comes in handy as one of the few professionals in the field of commerce and project management in the world.

Oncotarget’s Struggle for A Cancer-Free World Bearing Fruits

Oncotarget is a peer-reviewed medical journal founded in 2010. Oncotarget is published on a weekly basis by Impact Journals and covers oncology research. Most importantly, Oncotarget focuses on research involving treatments and protocols deployed to enhance the well-being of cancer patients, potential therapy targets, as well as the clinical basis of all strains of cancer.

Oncotarget adheres to the principles of COPE (Committee on Publication Ethics) and is a member of the body. The impact publication project seeks to define the healthcare professionals and patient acceptance of new as well as existing drugs, treatment methods, and available forms of therapy. Oncotarget tries to improve the lives of cancer patients and to improve the outcomes of these procedures by discovering new information.

Oncotarget places emphasis on patient perspectives vis-à-vis satisfaction, adherence, and their quality of life. They employ certain treatment protocols, existing therapeutic agents, as well as the impact of management programs on the lives of patients. The journal’s recent success on the oncology front has led to the exploration of other medical fields.

According to Research Gate, Oncotarget is dedicated to the attainment of a world without disease under the leadership of a group of elite researchers and scientists from the world over.

The journal advocates for the use of basic clinical science to eradicate disease and break boundaries within medical specialties towards quicker discoveries and make scientific research widely and rapidly available.

On E-cigarettes and Alleged Damage to Gum Tissue

A recent survey on the effects of e-cigarettes financed by National Institutes of Health was published on Oncotarget. The research, which was conducted under the leadership of UR’s Department of Environmental Medicine professor Irfan Rahman (Ph.D.), was the first ever on the subject on molecular and cellular levels.

E-cigarettes are known to be the safer option, popular among people struggling to quit smoking and the younger generation. However, this particular study shows that e-cigarettes can cause multiple oral infections and cell damage.

The problem with e-cigarettes according to the study is the flavoring which damages the gums. The lead scientists urged manufacturers to disclose all the compounds used to manufacture the flavors so that more research can be carried out on the effects of e-cigarettes.

Apart from this specific study, a growing body of scientific data suggests that the chemicals found in e-cigarettes have the potential effects of adverse health conditions associated with convention smokes. Professor Rahman also published another study with similar findings on pollution and health effects of e-cigarettes in late 2015.

The History of the OSI Group

Recent statistics by the Forbes indicate the OSI group has a total revenue of $ 6. 1 Billion. The company mainly specializes in Drinks, Tobacco, and Food. They used to initially operate in the United States of America, but they have gone overseas. The firm operates in several continents including Europe and Asia. The company was initially founded in the year 1909 by a German immigrant. The current CEO is Sheldon Lavin while the CFO is Sherry DeMeulenaere. At the end of this fiscal year, the Forbes estimated that OSI Group had an employee base of about 20,000 employees across the whole globe.

The company has maintained its corporate headquarters at Aurora in Illinois. Just sometimes back, this manufacturing giant managed to acquire the Baho Food Industries that used to operate in the Netherlands. This company used to deal with convenience food as well as serving snacks and deli meats. The president acknowledged that the acquisition of this company was a strategy to conquer Europe and also expand its global strategy.

This acquisition will see the OSI group acquire all the five subsidiaries of Baho food that were located in Germany and the Netherlands. The five subsidiaries include Vital Convenience, Henri van de Bilt as well as Q Smart Life as well as Gelderland Frischwaren and Bakx Foods. The OSI Group announced that the Baho Food would keep its management and executives while some of the strategies being used are likely to change.

OSI deals with a variety of products that include dough products, pork, fish, poultry, hot dogs, bacon, patties as well as pizza and vegetables. The firm has been awarded several times for obeying the environmental conservation rules. To understand the dominance of this firm, the firm continues to supply Western food chains working in the Far East with several products. Some of the beneficiaries of their products in these countries include Papa John Pizza, Pizza Hunt and the Starbucks and Subway.

Related: OSI Group Acquires Flagship Europe

As of today; the Forbes has shown that OSI Group has over 65 facilities that are found in 17 different countries. Other than the headquarters, the OSI Group has notable offices in one of the following areas. There are offices in Riverside California, Fort Atkinson in Wisconsin as well as West Jordan in Utah. They also have plants in other areas such as West Chicago and Geneva in Illinois and other offices in the Asia-Pacific region.

OSI Group was ranked number 58 of the largest privately owned companies in the world by the Forbes magazine in the year 2016.

OSI Group is hiring! Click here to view the open positions.


Handy Launches a New Mobile App

As the market for online and mobile cleaning makes an upturn, Handy has hit over $ 1 million in bookings per week. According to Umang Dua, the head of operations at Handy, the company has moved from a run rate of $3 million to $52 million. The new on-demand economy pack offers a better model for service professionals and consumers. With the launch of a new mobile app, Handy’s cleaners are like an ATM in the pocket.

Most Handy’s cleaning professionals are paid between $15 and $22 per hour. Importantly, Handy allows you to pick your working hours. The increase of Handy’s revenue comes as the company re-defines its business through new mobile apps and new branding. In turn, consumers are increasingly becoming comfortable with Handy.com booking services through the new mobile app. Through mandated background checks, cleaning professionals at Handy are thoroughly vetted.

According to Hanrahan, Handy’s new platform serves as a household remote. With the new app, Handy can roll out all of its services in an instant booking process. Handy sees itself as providing services beyond home cleaning. However, the bulk of Handy’s ballooning revenue comes from cleaning services. In fact, 85% of Handy’s revenue comes from cleaning while the remainder is split between plumbing and handyman services.

About Handy

Handy is the leading cleaning platform with highly-qualified and pre-screened independent cleaning professionals. From household cleaning to plumbing, Handy’s trusted professionals’ commits to meeting customers’ needs across the world. With a 60-second booking process, Handy has the easiest and most convenient booking process.

Currently, Handy functions in 25 cities in the United States and Canada. Additionally, the firm has 5,000 active professionals and over 200, 000 applicants for the positions of cleaners and handymen. Handy was founded by Oisin Hanrahan, the current Chief Executive Officer and Umang Dua, the Chief Operation Officer.


The Reputation of Madison Street Capital Leads to Considerable International Growth

The status of Madison Street Capital reputation is high ranking among thousands of international financial investment banking firms and advisors. Since 2005, Founders, Charles Botchway and Anthony Marsala lead a team of professionals who possess years of expertise providing corporate advisory services. Collectively, Madison’s Advisors display integrity and exceptional leadership skills which has resulted in substantial growth. The firm now has offices throughout Asia, Africa, India, and North America providing asset management, business valuation, corporate advisory, merger & acquisition, financial reporting, tax planning, and wealth preservation services. In 2016, M&A Advisor, Emerging Leaders, and International M&A Advisor recognizes Madison Street as an emerging leader and dealmaker.


Madison Street Capital built its credibility in the corporate finance industry by committing to punctual timelines, connecting buyers and sellers, and matching financing opportunities with capitalized structures. Their professional advisors have discernment and knowledge on creating different approaches that are beneficial to entrepreneurs and investors. They help their clients successfully close merger and acquisition transactions in the technology, healthcare, pharmaceuticals, oil & gas energy, solar energy, real estate development, and other specialty industries. Karl D’Cunha, Senior Managing Director is acknowledged by Botchway for leading the acquisition transaction between Dowco and Acuna & Asociados. The deal led to M&A Advisors nominating the firm as the Boutique Investment and Industrials Deal of the Year.


During 2016, Madison Street won the Seventh Annual Emerging Leaders Awards, 15th Annual M&A Advisor Awards for Industrials Deal of the Year, and Eighth Annual International M&A Advisor Awards for Cross Border Deal of the Year. Anthony Marsala is recognized for his accomplishments and success in the industry, and named an Emerging Leader. He has 15 years of experience as a M&A Advisor and is named a NACVA honoree of the 40 Under Crain’s Leadership Academy Program. Marsala manages and oversees the firm’s team of advisors and due diligence in the Asia, Europe and Africa. He and business partner, Charles Botchway are leaders in the financial investment industry and understand national and global corporate finance and governance.


Madison Street Capital has a solid foundation built on integrity, principles, and dedication to excellence. Their team of executives and advisors are known worldwide as successful dealmakers and experts in the corporate investment industry for providing bankruptcy, advisory, valuation and other financial services. The Chicago, Illinois-based investment banking firm is one of the top firms in nation to offer a broad range of services in the industry. From connecting corporations with financing opportunities to managing the wealth of investors, Madison Street Capital has a proven track record providing trustworthy services and successfully closing merger & acquisitions deals.

Follow them @MadStCap